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	<title>Student Loan Info and Resources</title>
	<link>http://studentloans.ugotcredit.org</link>
	<description>Student Loan Consolidation Student Financial Aid</description>
	<lastBuildDate>Tue, 06 Jul 2010 20:31:50 +0000</lastBuildDate>
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		<title>Freshmen; Here&#8217;s What You Need to Know</title>
		<description><![CDATA[By: Daniel Z. Kane
The secret to earning a college degree is not a secret at all&#8230;just get to your junior year.  If you get that far, you&#8217;re almost guaranteed a degree.
In fact, if you complete your second year of college, the odds of your earning a B.A. or B.S. degree are high.  That&#8217;s [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2008/10/28/freshmen-heres-what-you-need-to-know/</link>
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	<item>
		<title>The Many Advantages To Getting Your Online Degree</title>
		<description><![CDATA[By: Jarred Watts
An online degree ensures that you are not limited to location because it can be done anywhere and at any time. An individual in the remote part of Australia can earn a university degree from the University of London by simply enrolling for their online degree program. An online degree program is in [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2008/09/27/the-many-advantages-to-getting-your-online-degree/</link>
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		<title>Credit Reports Expose All Your Dirty Money History</title>
		<description><![CDATA[By: Michael Benifez
Most people are now aware of the importance of credit reports in relation to their ability to get a line of credit, but few people actually know what&#8217;s on those reports and what they can do to improve their ratings on it. We&#8217;ll take a look at these things in-depth so you know [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2008/09/27/credit-reports-expose-all-your-dirty-money-history/</link>
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		<title>Private Student Loans</title>
		<description><![CDATA[By: Raymond Lam
Many students prefer federal loans over private student loans simply because these government-backed loans have lower interest rates and are easier to repay. Private student loans are also readily available, but only a few consider applying because of the widespread notion that private student loans are more expensive than federal loans.
The private student [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2008/07/27/private-student-loans-2/</link>
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		<title>Complete Review on Student Loans</title>
		<description><![CDATA[By: Raymond Lam
The rising costs of college tuition have made it almost a necessity to apply for a student loan today. Students not only have tuition costs, but the cost of books, meals, gas, cell phones, recreation, etc. The variety of student loans enables students to take care of their varying college expenses. A student [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2008/07/27/complete-review-on-student-loans/</link>
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		<title>Private Student Loans</title>
		<description><![CDATA[By: Raymond Lam
Many students prefer federal loans over private student loans simply because these government-backed loans have lower interest rates and are easier to repay. Private student loans are also readily available, but only a few consider applying because of the widespread notion that private student loans are more expensive than federal loans.
The private student [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2008/07/27/private-student-loans/</link>
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		<title>KENNEDY, DURBIN INTRODUCE BILL TO PREVENT EXPLOITATION OF STUDENTS BY PRIVATE LENDERS</title>
		<description><![CDATA[Washington, D.C.—Today, U.S. Senators Edward M. Kennedy (D-MA) and Richard J. Durbin (D-IL) introduced the &#8220;Student Loan Sunshine Act,&#8221; which aims to protect students and parents from exploitation by private lenders and lenders who offer gifts to colleges as a way to secure loan business.
The introduction of the Sunshine Act follows recent reports detailing the [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2007/04/19/kennedy-durbin-introduce-bill-to-prevent-exploitation-of-students-by-private-lenders/</link>
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		<title>Good news about student debt &#8211; Student Relief Act of 2007</title>
		<description><![CDATA[The politicians in Washington are coming to grips with burdensome student loan rates, trying to reduce them by half. Finally!
The Student Relief Act of 2007, H.R. 5, was passed in the House of Representatives in Washington and is waiting for the Senate to pass it as well. It will slash the interest rates for college [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2007/01/26/good-news-about-student-debt-student-relief-act-of-2007/</link>
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		<title>Federal Student Financial Aid: National Science and Mathemeatics access to retain talent grant or National SMART Grant</title>
		<description><![CDATA[National Science and Mathematics access to retain talent grant or National SMART Grant
A National SMART Grant will provide up to $4,000 for each of the third and fourth years of undergraduate study to full-time students who are eligible for a Federal Pell Grant and who are majoring in physical, life, or computer sciences, mathematics, technology, or engineering [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/06/29/federal-student-financial-aid-national-science-and-mathemeatics-access-to-retain-talent-grant-or-national-smart-grant/</link>
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		<title>Federal Student Financial Aid: Health Professions Student Loans</title>
		<description><![CDATA[Health Professions Student Loans
Apply for this loan at the student financial aid office of the school where you are or intend to be enrolled.
The Health Professions Student Loan program provides long-term, low interest rate loans to full-time, financially needy students to pursue a degree in dentistry, optometry, pharmacy, podiatric medicine, or veterinary medicine.
Eligible Disciplines
Under this [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/06/23/federal-student-financial-aid-health-professions-student-loans/</link>
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		<title>Federal Student Financial Aid: Scholarships for Disadvantaged Students</title>
		<description><![CDATA[Scholarships for Disadvantaged Students
Apply for this scholarship at the student financial aid office of the school where you are or intend to be enrolled
The Scholarships for Disadvantaged Students program provides scholarships to full-time, financially needy students from disadvantaged backgrounds, enrolled in health professions and nursing programs. Participating schools are responsible for selecting scholarship recipients, making [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/06/22/federal-student-financial-aid-scholarships-for-disadvantaged-students/</link>
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		<title>Federal Student Financial Aid: Loans for Disadvantaged Students</title>
		<description><![CDATA[Loans for Disadvantaged Students
Apply for this loan at the student financial aid office of the school where you are or intend to be enrolled
The Loans for Disadvantaged Students program provides long-term, low-interest rate loans to full-time, financially needy students from disadvantaged backgrounds, to pursue a degree in allopathic medicine, osteopathic medicine, dentistry, optometry, podiatric medicine, [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/06/21/federal-student-financial-aid-loans-for-disadvantaged-students/</link>
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		<title>ACADEMIC COMPETITIVENESS GRANT</title>
		<description><![CDATA[ACADEMIC COMPETITIVENESS GRANT
An Academic Competitiveness Grant will provide up to $750 for the first year of undergraduate study and up to $1,300 for the second year of undergraduate study to full-time students who are eligible for a Federal Pell Grant and who had successfully completed a rigorous high school program, as determined by the state [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/04/12/academic-competitiveness-grant/</link>
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		<title>U.S. Department of Education: &#8220;more than $60 billion in low-cost student loans&#8221;</title>
		<description><![CDATA[Funds for college are at historic highs. In 2006 the Department of Education will make or guarantee more than $60 billion in low-cost student loans, a $4 billion increase over 2005 levels. Overall, $82 billion in grants, loans and other assistance are expected to benefit more than 10 million students &#8211; 413,000 more than last [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/04/11/us-department-of-education-more-than-60-billion-in-low-cost-student-loans/</link>
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		<title>TG names two new account executives</title>
		<description><![CDATA[March 13, 2006
TG names two new account executives
Round Rock, Texas — Greg Mackey and June Perry have joined TG&#8217;s relationship management and consulting team as account executives. Mackey will serve as a regional account executive in South Florida and Puerto Rico, and Perry will serve as an account executive for the Dallas area.
Greg Mackey has [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/31/tg-names-two-new-account-executives/</link>
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		<title>TG names two new lender consultants</title>
		<description><![CDATA[March 8, 2006
TG names two new lender consultants
Round Rock, Texas — John Cerda and Beth Gonzalez have recently joined TG&#8217;s lender partnerships team. As lender partnership consultants, they will provide enhanced customer service to TG&#8217;s lending partners as part of TG&#8217;s relationship management and consulting team.
John Cerda began his career at TG in 1993 as [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/tg-names-two-new-lender-consultants/</link>
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		<title>TG implements e-mail encryption system</title>
		<description><![CDATA[March 7, 2006
For Immediate Release
TG implements e-mail encryption system
Round Rock, Texas — In order to continue its commitment to providing a high level of protection for non-public personal information, TG has implemented e-mail encryption software.
TG has long been committed to protecting our customers&#8217; and borrowers&#8217; non-public personal information (NPI). In addition to TG&#8217;s secure Internet [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/tg-implements-e-mail-encryption-system/</link>
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		<title>TG to host teleconference on distance education</title>
		<description><![CDATA[March 2, 2006
For Immediate Release
TG to host teleconference on distance education
Round Rock, Texas — Now that recent legislation has enabled qualifying schools that deliver most or all of their programs via distance education to participate in federal student aid programs, the topic of distance education is more timely than ever.
To help schools to understand the [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/tg-to-host-teleconference-on-distance-education/</link>
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		<title>Students&#8217; costs may be manageable even with passage of S 1932: TG projects up to $5 monthly increase for student loan borrowers</title>
		<description><![CDATA[February 13, 2006
For Immediate Release
Students&#8217; costs may be manageable even with passage of S 1932: TG projects up to $5 monthly increase for student loan borrowers
Round Rock, Texas — On Feb. 1, 2006, Congress passed S 1932 — The Deficit Reduction Act of 2005 — which included the Higher Education Reconciliation Act of 2005. Included [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/students-costs-may-be-manageable-even-with-passage-of-s-1932-tg-projects-up-to-5-monthly-increase-for-student-loan-borrowers/</link>
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		<title>$1.1 Billion in Hurricane Aid to Open Schools, Educate Students</title>
		<description><![CDATA[$1.1 Billion in Hurricane Aid to Open Schools, Educate Students
&#8220;We wanted to get the funds into states&#8217; hands as quickly as possible, so we accelerated the application process. We used the states&#8217; own data to develop a formula to distribute the funds in the fairest way possible.&#8221;
— Secretary Margaret Spellings
The U.S. Department of Education today [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/11-billion-in-hurricane-aid-to-open-schools-educate-students/</link>
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		<title>TG awards grants of more than $1.8 million to organizations to advance college opportunity, student retention, research</title>
		<description><![CDATA[January 31, 2006
For Immediate Release
TG awards grants of more than $1.8 million to organizations to advance college opportunity, student retention, research
Round Rock, Texas — TG&#8217;s Public Benefit Grant Program, a philanthropic initiative of TG, has awarded more than $1.8 million to 20 institutions and non-profit organizations to help fund local, regional, and statewide efforts that [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/tg-awards-grants-of-more-than-18-million-to-organizations-to-advance-college-opportunity-student-retention-research/</link>
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		<title>TG offers free workshop to help students, families complete federal financial aid application process</title>
		<description><![CDATA[January 20, 2006
For Immediate Release
  
TG offers free workshop to help students, families complete federal financial aid application process
Round Rock, Texas — On February 2 from 7-8 p.m. (CST), TG will host The FAFSA Made Easy, a video program to help students and families complete the Free Application for Federal Student Aid (FAFSA). The FAFSA is [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/tg-offers-free-workshop-to-help-students-families-complete-federal-financial-aid-application-process/</link>
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		<title>TG hosts colloquium for ICUT: Texas independent colleges explore retention issues</title>
		<description><![CDATA[January 19, 2006
For Immediate Release
  
TG hosts colloquium for ICUT: Texas independent colleges explore retention issues
Round Rock, Texas — Faculty, staff, and administrators from the Independent Colleges and Universities of Texas (ICUT) met at TG&#8217;s offices this week to focus on student retention, an issue that has profound impact on the state&#8217;s ability to achieve the [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/tg-hosts-colloquium-for-icut-texas-independent-colleges-explore-retention-issues/</link>
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		<title>TG celebrates 25 years of guarantees</title>
		<description><![CDATA[January 17, 2006 
For Immediate Release
  
TG celebrates 25 years of guarantees
Round Rock, Texas — This week TG celebrates the silver anniversary of its first student loan guarantee. The $1,850 loan, borrowed at nine-percent interest from Herring Bank of Amarillo, Texas, allowed a Baylor University student to attend classes for the 1981 spring semester.
Although TG&#8217;s current guarantee [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/tg-celebrates-25-years-of-guarantees/</link>
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		<title>Secretary Spellings Announces New Low Student Loan Default Rate: Federal loan program participants working hard to help students avoid default</title>
		<description><![CDATA[FOR RELEASE:
September 14, 2005 Contacts: Stephanie Babyak or Jane Glickman
(202) 401-1576
U.S. Secretary of Education Margaret Spellings announced today a new low student loan default rate of 4.5 percent, and she credited schools, loan industry partners and the Education Department&#8217;s Federal Student Aid office for their concerted efforts to help students repay their loans on time.
&#8220;There&#8217;s [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/secretary-spellings-announces-new-low-student-loan-default-rate-federal-loan-program-participants-working-hard-to-help-students-avoid-default/</link>
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		<title>School Student Financial Aid Deadlines</title>
		<description><![CDATA[School Student Financial Aid Deadlines
Schools may have their own deadlines and applications for awarding student aid. Check with the school&#8217;s financial aid office for information.
]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/school-student-financial-aid-deadlines/</link>
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		<title>State Student Financial Aid Deadlines</title>
		<description><![CDATA[State Student Financial Aid Deadlines
State deadlines may be earlier than the federal deadline. If a link has been provided to a state online form, you can select the state name to be directed to that form.
Note: State forms do not replace filling out the FAFSA. You must fill out the FAFSA to receive federal student [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/28/state-student-financial-aid-deadlines/</link>
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		<title>Federal Student Financial Aid Deadlines</title>
		<description><![CDATA[Federal Student Financial Aid Deadlines
The 2005-2006 School Year (July 1st, 2005 &#8211; June 30th, 2006):
FAFSA on the Web, Renewal FAFSA on the Web, and applications must be submitted by midnight Central Daylight time, June 30, 2006.
Corrections on the Web forms must be submitted by midnight Central Daylight time, September 15, 2006.
The 2006-2007 School Year (July [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/27/federal-student-financial-aid-deadlines/</link>
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		<title>TG offers second annual lender training</title>
		<description><![CDATA[

 January 11, 2006

















TG offers second annual lender training
Round Rock, Texas — Change is a constant in financial aid; the reauthorization of the Higher Education Act is just one example, potentially introducing changes that will affect most every institution working in higher education. Training is an important way financial aid professionals can equip themselves with the [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/21/tg-offers-second-annual-lender-training-2/</link>
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		<title>TG enables schools to deliver financial aid awards online</title>
		<description><![CDATA[

 














 January 5, 2006  
TG enables schools to deliver financial aid awards online
Round Rock, Texas — TG is now offering TG Awards By Web™ to school customers. TG Awards By Web is an online financial aid award notification system that helps financial aid professionals operate more efficiently and provide students with more convenient access to their financial [...]]]></description>
		<link>http://studentloans.ugotcredit.org/2006/03/21/tg-enables-schools-to-deliver-financial-aid-awards-online/</link>
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