http://studentloans.ugotcredit.org Student Loan Consolidation Student Financial Aid Sun, 27 Jul 2008 23:21:37 +0000 http://backend.userland.com/rss092 en By: Raymond Lam Many students prefer federal loans over private student loans simply because these government-backed loans have lower interest rates and are easier to repay. Private student loans are also readily available, but only a few consider applying because of the widespread notion that private student loans are more expensive ... http://studentloans.ugotcredit.org/2008/07/27/private-student-loans-2/ By: Raymond Lam The rising costs of college tuition have made it almost a necessity to apply for a student loan today. Students not only have tuition costs, but the cost of books, meals, gas, cell phones, recreation, etc. The variety of student loans enables students to take care of their ... http://studentloans.ugotcredit.org/2008/07/27/complete-review-on-student-loans/ By: Raymond Lam Many students prefer federal loans over private student loans simply because these government-backed loans have lower interest rates and are easier to repay. Private student loans are also readily available, but only a few consider applying because of the widespread notion that private student loans are more expensive ... http://studentloans.ugotcredit.org/2008/07/27/private-student-loans/ Washington, D.C.—Today, U.S. Senators Edward M. Kennedy (D-MA) and Richard J. Durbin (D-IL) introduced the "Student Loan Sunshine Act," which aims to protect students and parents from exploitation by private lenders and lenders who offer gifts to colleges as a way to secure loan business. The introduction of the Sunshine Act ... http://studentloans.ugotcredit.org/2007/04/19/kennedy-durbin-introduce-bill-to-prevent-exploitation-of-students-by-private-lenders/ The politicians in Washington are coming to grips with burdensome student loan rates, trying to reduce them by half. Finally!  The Student Relief Act of 2007, H.R. 5, was passed in the House of Representatives in Washington and is waiting for the Senate to pass it as well. It will slash ... http://studentloans.ugotcredit.org/2007/01/26/good-news-about-student-debt-student-relief-act-of-2007/ National Science and Mathematics access to retain talent grant or National SMART Grant A National SMART Grant will provide up to $4,000 for each of the third and fourth years of undergraduate study to full-time students who are eligible for a Federal Pell Grant and who are majoring in physical, life, or computer ... http://studentloans.ugotcredit.org/2006/06/29/federal-student-financial-aid-national-science-and-mathemeatics-access-to-retain-talent-grant-or-national-smart-grant/ Health Professions Student Loans Apply for this loan at the student financial aid office of the school where you are or intend to be enrolled. The Health Professions Student Loan program provides long-term, low interest rate loans to full-time, financially needy students to pursue a degree in dentistry, optometry, pharmacy, podiatric medicine, ... http://studentloans.ugotcredit.org/2006/06/23/federal-student-financial-aid-health-professions-student-loans/ Scholarships for Disadvantaged Students Apply for this scholarship at the student financial aid office of the school where you are or intend to be enrolled The Scholarships for Disadvantaged Students program provides scholarships to full-time, financially needy students from disadvantaged backgrounds, enrolled in health professions and nursing programs. Participating schools are responsible ... http://studentloans.ugotcredit.org/2006/06/22/federal-student-financial-aid-scholarships-for-disadvantaged-students/ Loans for Disadvantaged Students Apply for this loan at the student financial aid office of the school where you are or intend to be enrolled The Loans for Disadvantaged Students program provides long-term, low-interest rate loans to full-time, financially needy students from disadvantaged backgrounds, to pursue a degree in allopathic medicine, osteopathic ... http://studentloans.ugotcredit.org/2006/06/21/federal-student-financial-aid-loans-for-disadvantaged-students/ ACADEMIC COMPETITIVENESS GRANT An Academic Competitiveness Grant will provide up to $750 for the first year of undergraduate study and up to $1,300 for the second year of undergraduate study to full-time students who are eligible for a Federal Pell Grant and who had successfully completed a rigorous high school program, ... http://studentloans.ugotcredit.org/2006/04/12/academic-competitiveness-grant/ Funds for college are at historic highs. In 2006 the Department of Education will make or guarantee more than $60 billion in low-cost student loans, a $4 billion increase over 2005 levels. Overall, $82 billion in grants, loans and other assistance are expected to benefit more than 10 million students ... http://studentloans.ugotcredit.org/2006/04/11/us-department-of-education-more-than-60-billion-in-low-cost-student-loans/ March 13, 2006 TG names two new account executives Round Rock, Texas — Greg Mackey and June Perry have joined TG's relationship management and consulting team as account executives. Mackey will serve as a regional account executive in South Florida and Puerto Rico, and Perry will serve as an account executive for ... http://studentloans.ugotcredit.org/2006/03/31/tg-names-two-new-account-executives/ March 8, 2006 TG names two new lender consultants Round Rock, Texas — John Cerda and Beth Gonzalez have recently joined TG's lender partnerships team. As lender partnership consultants, they will provide enhanced customer service to TG's lending partners as part of TG's relationship management and consulting team. John Cerda began his career ... http://studentloans.ugotcredit.org/2006/03/28/tg-names-two-new-lender-consultants/ March 7, 2006 For Immediate Release TG implements e-mail encryption system Round Rock, Texas — In order to continue its commitment to providing a high level of protection for non-public personal information, TG has implemented e-mail encryption software. TG has long been committed to protecting our customers' and borrowers' non-public personal information (NPI). In ... http://studentloans.ugotcredit.org/2006/03/28/tg-implements-e-mail-encryption-system/ March 2, 2006 For Immediate Release TG to host teleconference on distance education Round Rock, Texas — Now that recent legislation has enabled qualifying schools that deliver most or all of their programs via distance education to participate in federal student aid programs, the topic of distance education is more timely than ever. To ... http://studentloans.ugotcredit.org/2006/03/28/tg-to-host-teleconference-on-distance-education/ February 13, 2006 For Immediate Release Students' costs may be manageable even with passage of S 1932: TG projects up to $5 monthly increase for student loan borrowers Round Rock, Texas — On Feb. 1, 2006, Congress passed S 1932 — The Deficit Reduction Act of 2005 — which included the Higher Education ... http://studentloans.ugotcredit.org/2006/03/28/students-costs-may-be-manageable-even-with-passage-of-s-1932-tg-projects-up-to-5-monthly-increase-for-student-loan-borrowers/ $1.1 Billion in Hurricane Aid to Open Schools, Educate Students "We wanted to get the funds into states' hands as quickly as possible, so we accelerated the application process. We used the states' own data to develop a formula to distribute the funds in the fairest way possible." — Secretary Margaret Spellings The ... http://studentloans.ugotcredit.org/2006/03/28/11-billion-in-hurricane-aid-to-open-schools-educate-students/ January 31, 2006 For Immediate Release TG awards grants of more than $1.8 million to organizations to advance college opportunity, student retention, research Round Rock, Texas — TG's Public Benefit Grant Program, a philanthropic initiative of TG, has awarded more than $1.8 million to 20 institutions and non-profit organizations to help fund local, ... http://studentloans.ugotcredit.org/2006/03/28/tg-awards-grants-of-more-than-18-million-to-organizations-to-advance-college-opportunity-student-retention-research/ January 20, 2006 For Immediate Release    TG offers free workshop to help students, families complete federal financial aid application process Round Rock, Texas — On February 2 from 7-8 p.m. (CST), TG will host The FAFSA Made Easy, a video program to help students and families complete the Free Application for Federal Student ... http://studentloans.ugotcredit.org/2006/03/28/tg-offers-free-workshop-to-help-students-families-complete-federal-financial-aid-application-process/ January 19, 2006 For Immediate Release    TG hosts colloquium for ICUT: Texas independent colleges explore retention issues Round Rock, Texas — Faculty, staff, and administrators from the Independent Colleges and Universities of Texas (ICUT) met at TG's offices this week to focus on student retention, an issue that has profound impact on the ... http://studentloans.ugotcredit.org/2006/03/28/tg-hosts-colloquium-for-icut-texas-independent-colleges-explore-retention-issues/ January 17, 2006  For Immediate Release    TG celebrates 25 years of guarantees Round Rock, Texas — This week TG celebrates the silver anniversary of its first student loan guarantee. The $1,850 loan, borrowed at nine-percent interest from Herring Bank of Amarillo, Texas, allowed a Baylor University student to attend classes for the 1981 ... http://studentloans.ugotcredit.org/2006/03/28/tg-celebrates-25-years-of-guarantees/ FOR RELEASE: September 14, 2005 Contacts: Stephanie Babyak or Jane Glickman (202) 401-1576 U.S. Secretary of Education Margaret Spellings announced today a new low student loan default rate of 4.5 percent, and she credited schools, loan industry partners and the Education Department's Federal Student Aid office for their concerted efforts to help students ... http://studentloans.ugotcredit.org/2006/03/28/secretary-spellings-announces-new-low-student-loan-default-rate-federal-loan-program-participants-working-hard-to-help-students-avoid-default/ School Student Financial Aid Deadlines Schools may have their own deadlines and applications for awarding student aid. Check with the school's financial aid office for information. http://studentloans.ugotcredit.org/2006/03/28/school-student-financial-aid-deadlines/ State Student Financial Aid Deadlines State deadlines may be earlier than the federal deadline. If a link has been provided to a state online form, you can select the state name to be directed to that form. Note: State forms do not replace filling out the FAFSA. You must fill out the ... http://studentloans.ugotcredit.org/2006/03/28/state-student-financial-aid-deadlines/ Federal Student Financial Aid Deadlines The 2005-2006 School Year (July 1st, 2005 - June 30th, 2006): FAFSA on the Web, Renewal FAFSA on the Web, and applications must be submitted by midnight Central Daylight time, June 30, 2006. Corrections on the Web forms must be submitted by midnight Central Daylight time, September 15, ... http://studentloans.ugotcredit.org/2006/03/27/federal-student-financial-aid-deadlines/  January 11, 2006 TG offers second annual lender training Round Rock, Texas — Change is a constant in financial aid; the reauthorization of the Higher Education Act is just one example, potentially introducing changes that will affect most every institution working in higher education. Training is an important way financial aid professionals ... http://studentloans.ugotcredit.org/2006/03/21/tg-offers-second-annual-lender-training-2/    January 5, 2006   TG enables schools to deliver financial aid awards online Round Rock, Texas — TG is now offering TG Awards By Web™ to school customers. TG Awards By Web is an online financial aid award notification system that helps financial aid professionals operate more efficiently and provide students with more ... http://studentloans.ugotcredit.org/2006/03/21/tg-enables-schools-to-deliver-financial-aid-awards-online/